• What is the best way to save for college?
• How can I help reduce estate taxes and preserve more of my assets for my heirs?
• Do I have the right amount of life insurance?

Investment Planning

• Identifying Capital, Contribution and Return Requirements to Meet Goals
• Building Cash Reserves
• Information on Alternatives Pros/Cons
• Asset Allocation: Attempting to Reduce Risk, Potentially Enhance rate of Return by Balancing Assets

Retirement Planning

• Dealing with Lump Sum Distributions
• Projecting Early or Late Retirement
• Income Generating Strategies
• Coordinating Social Security, Pensions and other Sources of Income
• Maximizing Tax Efficiency

Estate Planning

• Protecting Privacy
• Preserving Family Wealth
• Charitable Giving
• Minimizing Tax Liabilities

Insurance Planning

Helping clients with a game plan for:

• Disability or Illness
• Premature Death
• Long-Term Care Needs

Investment Products

• Money Markets
• Treasury Bills, Notes and Bonds
• Stocks
• Bonds (Taxable and Tax Free)
• Mutual Funds
• REITS (Real Estate Investment Trusts)
• Limited Partnerships
• Annuities (Fixed and Variable)
• IRAs, SEP IRAs, Roth IRAs
• Retirement Plans (401Ks, DC and DB Plans)
• College Funding Plans (Separately Managed Accounts)

Insurance Products

• Life (Individual and Group)
• Annuity
• Disability
• Group Health
• Long-Term Care
• Private Pension
• Key Person Insurance